Investment Advice
Most people know they should be doing more with their money. The hard part is knowing where to start — and getting clear, honest advice to help you grow and protect it. That’s where I come in.
Advice That Fits Your Life, Not a Sales Target
Most people aren’t short on financial information – they’re short on someone who’ll sit down, understand their situation, and give them straight advice they can actually act on. That’s what I do.
I’m Adam – the accountant behind North Financial and a licensed financial adviser. I help everyday Kiwis make confident decisions about their investments. Whether you’re putting a lump sum to work, building a longer-term portfolio, or planning for the retirement you want, you’ll get advice that’s tailored to your goals – explained in plain language, with no jargon and no pressure.
Because I’m also an accountant, I can see the whole picture: your tax, your business, your investments, and your long-term plan, all in one place. And if you’re not already an accounting client — no problem. My financial advice service is open to everyone.
With the right advice, you can:
• Invest with a clear plan instead of guesswork
• Build a portfolio that matches your goals, timeframe, and comfort with risk
• Know how much you’ll need for the retirement you want
• Get advice that’s joined up with your tax and business
How I Can Help
Investment Advice
From your first managed fund to a longer-term portfolio, I’ll help you invest in a way that matches your goals, timeframe, and comfort with risk. You’ll understand what you’re invested in and why.
Retirement Planning
We’ll work out where you’re heading, whether you’re on track, and what to adjust – so you can plan for the lifestyle you want, with realistic numbers behind it.
Lump Sum Investing
Come into money from a property sale, inheritance, or business exit? I’ll help you put it to work in a way that makes sense for your situation — so it’s invested with purpose, not just parked.
Joined-Up Advice
Open to everyone – not just existing accounting clients. If you do use North Financial for both, your advice is fully joined up across tax, income, and investments, with no double-handling between two professionals.
Transparent Pricing
I bring the same upfront, no-surprises approach I bring to accounting. Before any advice is given, I’ll explain exactly how I’m paid and what (if anything) it will cost you.
Financial advice may be paid for through commission received from the product provider, or through a fee where a product doesn’t pay commission – and I’ll always tell you which applies to your situation before you commit to anything. You’ll never be charged for advice without knowing the cost first.
Full details are set out in my Public Disclosure, and I’ll give you specific fee and commission information in writing once the scope of your advice is agreed.
How It Works
1. Book a free call
We’ll talk about what you’re trying to achieve and whether I’m the right fit.
2. Agree the scope
I’ll confirm what advice I’ll provide, how I’m paid, and give you my written disclosure.
3. Get your advice
You’ll receive clear, written recommendations you understand and can act on with confidence.
If you’d like advice that’s clear, honest, and joined up with the rest of your finances – let’s chat.
Important Information
North Financial Ltd (FSP1011688) holds a licence issued by the Financial Markets Authority to provide financial advice. Adam Clark (FSP1011687) provides financial advice on its behalf. Please read our Public Disclosure for full information about our financial advice service, including the products we advise on, our fees, and how any conflicts of interest are managed.
Need an Accountant or Financial Adviser Who Makes Life Easier?
If you’re looking for support that’s affordable, reliable and easy to work with – let’s chat.