Investment & KiwiSaver Advice
Clear, honest financial advice to help you grow and protect your money – from the same person who already knows your numbers.
Advice That Fits Your Life, Not a Sales Target
Most people aren’t short on financial information – they’re short on someone who’ll sit down, understand their situation, and give them straight advice they can actually act on. That’s what I do.
I’m Adam – the accountant behind North Financial and a licensed financial adviser. I help everyday Kiwis make confident decisions about their KiwiSaver and investments. Whether you’re choosing the right fund, working out how much you’ll need for retirement, or putting a lump sum to work, you’ll get advice that’s tailored to your goals – explained in plain language, with no jargon and no pressure.
Because I’m also your accountant, I see the whole picture: your tax, your business, your investments, and your long-term plan, all in one place.
With the right advice, you can:
- Choose a KiwiSaver fund that matches your goals and timeframe
- Invest with a clear plan instead of guesswork
- Know how much you’ll need for the retirement you want
- Get advice that’s joined up with your tax and business
How I Can Help
KiwiSaver Advice
Choosing the right provider, fund type, and contribution rate makes a real difference over time. I’ll help you understand your options, check you’re in a fund that matches your goals and timeframe, and make sure your KiwiSaver is working as hard as you are – including first-home and retirement planning.
Joined-Up Advice
Your accountant and your financial adviser are the same person. That means your investment and KiwiSaver advice is informed by your full financial picture – tax, income, business, and goals – without repeating yourself or coordinating between two professionals.
Retirement Planning
We’ll work out where you’re heading, whether you’re on track, and what to adjust – so you can plan for the lifestyle you want, with realistic numbers behind it.
Investment Advice
From your first managed fund to a longer-term portfolio, I’ll help you invest in a way that matches your goals, timeframe, and comfort with risk. You’ll understand what you’re invested in and why.
Transparent Pricing
I bring the same upfront, no-surprises approach I bring to accounting. Before any advice is given, I’ll explain exactly how I’m paid and what (if anything) it will cost you.
Financial advice may be paid for through commission received from the product provider, or through a fee where a product doesn’t pay commission – and I’ll always tell you which applies to your situation before you commit to anything. You’ll never be charged for advice without knowing the cost first.
Full details are set out in my Public Disclosure, and I’ll give you specific fee and commission information in writing once the scope of your advice is agreed.
How It Works
1. Book a free call
We’ll talk about what you’re trying to achieve and whether I’m the right fit.
2. Agree the scope
I’ll confirm what advice I’ll provide, how I’m paid, and give you my written disclosure.
3. Get your advice
You’ll receive clear, written recommendations you understand and can act on with confidence.
If you’d like advice that’s clear, honest, and joined up with the rest of your finances – let’s chat.
Important Information
North Financial Ltd (FSP1011688) holds a licence issued by the Financial Markets Authority to provide financial advice. Adam Clark (FSP1011687) provides financial advice on its behalf. Please read our Public Disclosure for full information about our financial advice service, including the products we advise on, our fees, and how any conflicts of interest are managed.
Need an Accountant or Financial Adviser Who Makes Life Easier?
If you’re looking for support that’s affordable, reliable and easy to work with – let’s chat.